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- A Small Business Guide to WCB Alberta: Registration, Coverage, and Claims
A Small Business Guide to WCB Alberta: Registration, Coverage, and Claims
- Employer advice
Michelle Ann Zoleta, Health & Safety Team Manager
(Last updated )
Michelle Ann Zoleta, Health & Safety Team Manager
(Last updated )
Running a business in Alberta means juggling a lot: clients, employees, compliance, and safety. But one thing you can’t afford to overlook is WCB Alberta. The Workers’ Compensation Board of Alberta protects both employers and workers when injuries happen on the job. It’s not just a mandatory requirement for most Alberta employers, it’s a business safeguard that helps businesses avoid lawsuits, financial loss, and compliance penalties.
Whether you’re in construction, retail, or professional services, understanding WCB Alberta coverage rules and claim timelines can save you time, stress, and money.
What is WCB Alberta and what does it do?
The Workers’ Compensation Board (WCB) Alberta is an employer-funded insurance system, mandated for employers in specific industries, that provides coverage and benefits to workers who are injured or become ill because of their work. It operates as a no-fault insurance system, meaning employees give up the right to sue their employer for workplace injuries, and instead may receive compensation and benefits through WCB based on eligibility.
Employers fund the program through premiums, which vary by industry and payroll size. In return, WCB covers medical treatment, wage replacement, and rehabilitation costs for injured workers. Businesses also gain protection from costly injury-related lawsuits.
For direct assistance, you can reach the WCB Alberta phone number at 1-866-922-9221 or visit a WCB Edmonton office if you’re based in the capital region.
Who needs to register for WCB Alberta?
If you operate in an industry
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_blank
that’s required to have WCB coverage
, you must open a WCB-Alberta account within 15 days of hiring your first employee. Most industries in Alberta other than
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_blank
exempt industries
require WCB coverage. An exempt industry can also voluntarily apply for workers’ compensation coverage to protect their workers.
To apply for WCB, business owners can visit the WCB Alberta website and complete the online WCB registration process. You’ll need to provide basic details about your business, including your industry, payroll, and contact information.
How to register for WCB in Alberta?
Here’s how:
Go to
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_blank
wcb.ab.ca
.
Select
“Get coverage.”
Submit your details online or call the WCB Alberta phone number for help.
Once approved, you’ll receive your WCB account number and premium rate.
How much does WCB cost in Alberta?
Your premiums depend on your industry risk level and annual payroll.
Understanding the claim process and time limits
If an injury occurs, timing is everything.
Employees must report workplace injuries to WCB within 72 hours. Fatalities must be reported immediately.
Health care providers have 48 hours to report treatment details.
Employers play a vital role in supporting the claim, by keeping records, cooperating with WCB, and helping employees return to work safely.
Employer responsibilities after WCB registration
Once registered, employers are responsible for:
Reporting all workplace injuries on time.
Keeping payroll records accurate and submitting annual returns.
Paying premiums promptly.
Maintaining a safe workplace to lower claim costs.
Supporting modified duties or return-to-work programs.
Some industries also require a WCB clearance letter, which confirms that your account is active and in good standing. This document is often requested before you can bid on contracts or subcontract work.
Why WCB compliance benefits your business
Having WCB coverage isn’t just about legal protection. It’s about peace of mind. It shows employees you care about their safety and wellbeing, while protecting your business from unexpected financial strain.
With proper registration, active claims management, and a strong Health & Safety program, you can reduce injuries, lower premiums, and build a more productive team.
Have more questions about WCB Alberta?
Peninsula can help. Our experienced and certified experts can answer any questions you may have about the WSIB or Health & Safety standards in Alberta. We help small and medium businesses manage HR, Health & Safety, and any other employee issues that may arise.
To learn more about how our services can benefit your business, call us today at
1 (833) 247-3652
to speak with an expert.
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